My clients are suffering due to the issues caused by your team's negligence.

. - In no way do I mean this to be insensitive, given everything that happened over the last month and the suffering that people are experiencing right now. 

After the dust has settled, you did not benefit from depreciation and did not suffer from depreciation recapture.The above effect exists whether you invest inside or outside a retirement account, same exact mechanics.

I do think new investors suffer from an overabundance of short-term thinking right now.Regarding number 2, I think your takeaway to buy smart is different than a result of wanting to buy more.

Yes, I hate seeing the suffering but I am a professional solution profiter, I make $ off solving problems so MORE problems is a giant blue light special. 

I suffered from shiny object syndrome also until one came up and slapped me in the face.

I don’t want him to waste any more time and want to steer him in the right direction so he doesn’t have to suffer unnecessarily.

Or "piling on" investors who are already suffering.

A person can lower there cost of ownership, help protect and defend the asset, help with maintaining it AND your not just some PM, you've got skin in it, you suffer if they suffer, you win when and only if they win, your interests are aligned. 

You are suffering from unsatisfaction and FOMO, but keeping your W2 is the best strategy for long-term wealth because you are lendable and earning the whole time.