If you tell them you're a landlord and you own the property but aren't living in it, they should be able to quote you for liability, the house, and a much smaller amount of personal property (appliances like your fridge or stove)

Electric stove, hot water heater, etc.I hope this helps. 

The pool house is equipped with outlets for electrical appliances, a stove, a refrigerator, and has a bathroom with a shower.

Quote from @Joe Mende: Does anyone know if a tenant living in a non-conforming basement unit can get renter's insurance?

Depending on the extent you may need to replace some appliances - Stove, fridge, etc.

Apparently food is a really big deal to younger generations, I'm not sure they know stoves are for cooking not gadget storage, lol. 

Hi everyone,I've had several issues (washing machine, stove, garage door's motor, roof leak, etc.) with the properties I own.

These machines would likely cost millions of dollars, and it is unlikely they could handle the more intricate tasks of finishing the houses… think carpet, showers, stoves, air conditioners, garage doors and their openers, screened porches, and the list goes on.Just my 2 cents All the best!

I am breaking it down, but I don't see why it is so costly.For instance:A stove- 500Backsplash-400Cooktop - 500Granite Counter Tops- 1500Dishwasher- 500New Sink - 250Fridge - 550Cabinets- Cost to refinish older cabinets in nicer condition ????

STR cleaners generally set rates that average out, meaning the big stays that mess up the whole house are offset by the one offs that use one room and the bathroom and never touch the stove or refrigerator.