That is almost never the case, and there is a simple way, on the front end, to tell if they will owe taxes or not.Borrower is stockpiling money for moving expenses.  

Doing this with an engineer's salary right out of college will catapult you ahead with stockpiles of money to invest by your mid-late 20's.

They stockpile the cash keeping a return going but in fluid investments.

I'm doing some fix and flips and just stock piling single family rentals when I can find  deals. 

It seems apparent to me that actually using it to pay down debt is counter productive, until you're ready to refinance if that's your objective.It makes more sense to me to save the cash flow (true cash flow, not vacancy/maint expense savings) in a stockpile to use it when an opportunity comes along, whether that looks like a new property or an opportunity to improve either financially or physically the existing state of a income producing property.The opportunity cost of something else coming a long is probably what I'm skirting around, but in my mind it makes sense to bring in a respect for time and opportunity to the equation.I also feel like something I extrapolated from Gary Keller's Millionaire Real Estate Investor is worth sharing for anyone reading for nuggets.  

The only way you could do that is if you had a stock pile of older plumbing and wiring that was date coded prior to your buying the building

The mortgage is getting paid down by my tenants and I'm stock piling cash for my next purchase.

I’ve considered getting him a stockpile gift card to give him a certain percentage of a Tesla share to help.

Maybe you take that rent and stock pile it for the next property together, or use it for vacations, etc.

I think prices are high on just about everything and with rates rising I am looking to pay down debt and stockpile cash.