People have failed twice now with the housing bubble and the recent meteoric increase in rates because they were gambling with the rates to save a percentage point.  

My four adult children are out of the house; so, below are goals for our 11 year old and me.Read 15 minutes per day and log it.Set limit on daily electronic use.Clean up after himself (toys, push chair in, dishes, clean bedroom, clean car).He plays sports and has a few tough baseball goals that he works with me on (inside/out swing, pitching mechanics, 3B fielding). 

I'm particularly passionate about developing and working with investors as an agent.Outside of real estate, I enjoy sports and getting ourdoors.Excited to learn and connect with you all!

Ditch FM radio, and/or sport radio, and start in hard on the podcasts. 

It’s just a gamble.  

After 45 years investing across many asset classes, many investment types, and everything from lowest risk to outright gambles, I think I finally know the answer.The biggest divide is between investments in which operational control over that investment is with the investor, and investments in which control rests with another party.  

The big boys play this as a team sport, so think about what you need to know, who you can get it from and then go find that person.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Now syndications have become a team sport intended to mislead.

All recent increases and near-term future increases are just gambling.