The answer to this question will often be specific to the property and also to the municipality.

I don't want to violate any of the self-promotion rules on this thread by specifically linking or name-dropping, but it's from a data analytics platform I am working on specifically built for tracking construction, debt, and ownership activity in the Philadelphia region.I will be posting more detailed insights soon. 

Are there specific lenders or servicers that are more likely to call these loans?

Although many properties with a specific zoning code are technically eligible, they would be subject to an extensive waitlist that could last years.

This doesn't replace the need for a MSA that will capture additional clauses needed on a Contractor-SubContractor relationship, this is just a project specific form you would use in addition to the MSA (prepared by your Attorney):This template is for informational purposes only and does not constitute legal advice.

Feel free to reach out if you have any specific questions, as an investor or a lender happy to share any advice I can!

They can offer valuable insights into the local market, potential rental yields, and specific considerations for a rehab project like the one you're planning.

Do you think this issue is specific to banking services or what do you think is the root cause?

-OOS investors rely on service providers like agents and PMs and think they're guaranteed an outcome instead of just paying a fee for a service.  

Any HML will want answers to those questions plus a rehab budget before getting you a term sheet for a fix n flip loan for this property.I close these types of loans all the time, if you have any specific questions about the process don't hesitate to reach out.