What I don’t understand, and help me on this, is why someone would simply want to purchase the Mortgage/DOT without the note. 

That's simply not true.

So an identical neighborhood (income, crime, school quality, etc.) can cost you as much as a $100k less on the South side simply because your neighbors are brown or black as opposed to white.this right here is the gem advice.  

Just ensure to complete necessary due diligence - this can include, but is not limited to, title search, property inspection, appraisal and/or survey. 

One was completed and rented in OCT, the other I am not done with and will be in service Feb 2025. 

I find that hard to believe, but you can always call HR and simply say you are trying to confirm if X works there and not say why you need to know.

We have completely gutted all homes and old infrastructure.

Purchase price: $75,000 Cash invested: $69,500 This a complete gut rehab.

Now, moving forward he offered for us to take it over completely.

I've found deals in local online groups on Facebook, simply asking people for what I want.