Or, have they adjusted their project to accommodate a higher interest rate environment? 

My role does not require any underwritting to deal presentation to the principals.

I do not trust her, plain and simple. 

But to your point, a current project I’m about to start, I can tell you I had to push back on ARR as the comps used by lenders were entirely outside of what I’m bringing to market.

I am going to be lending to an investor on a single family home. 

The other is the "full-Monty", your a partner to the end. 

To match them, I use a formula Sofa: solid color textured pillow (2) + patterned pillow (2) + solid color (2)King bed: 26"x26" pillows (3) + lumbar/body pillow at least 48"L (1) - I'll do a print + a solidQueen Bed: 26"x26" pillows (2) + lumbar pillow 36" (1)Twin/Bunk: 14" x 20" lumbar pillow (1)In outdoor spaces, I keep it simple and match the pillows to the rug.For artificial plants I source from Nearly Natural, Wayfair and Home Depot. 

This would pay us back less than we were owed but still enough to come out whole.We all tried to negotiate a short payoff with the second-position lender, who foolishly demanded payment in full.

If it is a private money/ commercial style  lender, it is a relatively simple process.

Pay to separately meter the utility.