I'm Natalie, a senior in college who is moving to Miami for my full-time job.

For seniors, living in an ADU on their children's property sure beats a $7K/mo assisted living center and still gives them independence.

The only time it might make a difference is if you have a reputation of being good at what you’re proposing or a good citizen in general and then some of the requirements of the Planning Board (which in my town deals with the project and how it is structured with regards to the property) might be a little more lax.

The house I am looking at is a private sale from an older family friend moving into senior living (discounted).

Other than new construction development same here we have no senior debt its all cash.. of course unlevered returns are are a little less but man is it so much easier to manage and not worry about paying the senior debt all the reporting One has to do etc etc.. having been through a terrible down cycle with syndication decades past and watching what the guys I worked for went through and lost I just decided if we cant pay cash I am not going to do it. 

Last week I made a post about getting a US mortgage as a US citizen who lives abroad (https://www.biggerpockets.com/forums/49/topics/1219693-getti...).

For a quick backstory, I'm a senior in college, graduating in December.

I have moonlighted for several Architects and through hard work and good fortune stumbled on an opportunity to become an apprentice electrical engineer. 10 years later I am a senior engineer, together with my wife, have a decent portfolio of Real Estate.

We secured a 200k USD senior debt position which allows us to avoid raising so much equity.

Loan Programs: Conventional loans (>$7.5M), small balance loans (<$7.5M), lease up / near-stabilization loans, 2ndlien supplemental loans, student housing, seniors housing, MHC, green financing, etc.2.