Explore a DSCR Loan with Reduced Down PaymentSome lenders offer DSCR loans with minimal cash-to-close requirements if your property cash flows (even marginally).

There aren’t many residential development companies operating at this level, which reduces competition and risk.

@David Woodside The 500-hour rule allows you to treat rental losses as active, enabling you to offset other income and reduce your tax bill significantly.

If you pay two years' worth of property taxes in 2025 (January and December), both payments are deductible on your 2025 return, potentially reducing your taxable rental income significantly.

We have had to reduce nightly rates 30% just to get bookings in my area which is Port Saint Lucie, Fl. 

This reduces exit options and affects the value. 10) Small number of small units is the most expensive residential development there is.

Perhaps if your partner was a general contractor or handyman type there may be some merit there to reduce costs / increase profitability.If your partner enjoys deal sourcing, a better move might be for him to become an agent - so he could legally collect commissions from finding deals and managing properties for multiple people. 

That 18% premium reduces the cap rate quite a bit.

Wholesalers might avoid licensing to reduce perceived risk, though this is a double-edged sword since wholesaling has its own legal pitfalls.5.

This reduces your housing payment and helps you build equity.