Yes and was quite abrupt about it, lacking any sense of client service or sensitivity to why I might object and immediately severed our working relationship, despite that I offered several other ways to meet her needs while minimizing how much I might compromise my always safeguarded ID.

Has anyone had any luck in lowering their insurance premiums by providing the leases, that include a long list of safeguards, to their insurance company?

Establish some "safeguards" to keep them honest and consistently check their work.

Im looking at 7% however I think a better safe guard for me to have enough skin in the game is to move the sales price higher just in case he decides to pay off the loan earlier.

Although there are safeguards that can, and should be set up, this merely modifies the risks, it doesn’t eliminate them.  

I was aware that insurance would mostly not cover but how does a landlord safe guard here ?.

To deal with any problems and safeguard your investment, create backup plans and risk-reduction techniques.

Moving forward, I have prioritized diligent property maintenance to safeguard against similar challenges.

Establish some "safeguards" to keep them honest and consistently check their work.

This helps safeguard your transaction and you need a title insurance policy protecting your loan as well.