Of course you could roll the dice and try to show that he is an "independent contractor" and respondeat superior does not apply.

Just like everyone, we want to build wealth that is sustainable and I know that real estate is the way but I'm not sure how to get rolling.   

However there are lenders starting to roll out a 15% down option. 

Avoid it until you get the investor ball rolling.  

I did a test to see interest at $3,000 that got some good candidates, but didn't take them through the whole qualification process because it's not ready to rent yet. 

Even if you want to roll the dice, at least is a calculated risk, not a surprise down the road. 

Ask your lender if you can roll your closing costs into your loan.

How do I get the ball rolling? 

Run owner reports.After testing a few apps, one of them should stand out for you.

•Consider testing the rental market by listing it 60 days before you plan to move.I’d suggest pulling rental comps on Rentometer, Zillow, and MLS (if available) to get a clearer picture of demand.