One of the options that i like is that you can set up reoccurring payments which will almost guarentee payment

HI Jon, the seller credit can only be used for non reoccurring and reoccurring closing costs and cannot be used to offset the down payment of 5% down so the borrower has to bring in their own money either documented from their own funds or by gift.

So roughly the only reoccurring costs you have is $200 (up to 200 units) a month for the software,  and $15 per each credit report that I run.  

This has turned out to be such a wonderful tool because tenants are coming back to me paying debt because they can't get the apartment they want because their outstanding balance was reported to Experian Rent Bureau.So roughly the only reoccurring costs you have is $200 (up to 200 units) a month for the software, and $15 per each credit report that I run.

S-CorpW2 income – that’s easy, you probably understood that your W2 income can be added BACKK-1 income (box 1 & 2) – also pretty self-explanatory, but just in case, it’s added BACKAmortization/Casualty Loss – Added BACKDepreciation 1120s (line 14 & 15) – Added BackHowever….Mortgage Notes, bonds payable in less than 1 year (Schedule L, line 17)- this is SUBTRACTED from your incomeMeals & Entertainment (Schedule M1, Line 3b) – SUBTRACTED from your incomeNon re-occurring Other Income (1120s line 5) – SUBTRACTED from your incomePartnershipsW2, K1 (box 1,2, & 4), Depreciation, Amortization/Casualty Loss – all added BACKNon re-occurring Other Income, Meals and Entertainment, Mortgage Notes payable in less than 1 year, AND Ordinary income from Other (1065 line 4) – all SUBTRACTED from your incomeI certainly hope that some of what is contained here helps your understanding of what goes on behind the vail of underwriting.

If mold gets on the wood there are treatments to sand and coat the wood that make it hard  for mold growth to re-occur behind the drywall. 

But now she is upset that there is a reoccurring issue with a shower leak in the house.

@Hosam Ghazi I am in SD / the IE and would love to set up a call that is reoccurring to do so! 

You can always find a local brokerage in your marketplace and speak with the manager/managing broker of that office to familiarize yourself with the costs to get a license, maintain it, and what other reoccurring fees to consider.  

Every problem tenant becomes a process to prevent such reoccurring, but it means solving it live time also.