![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3173189/small_1738955991-avatar-erich957.jpg?twic=v1/output=image&v=2)
11 February 2025 | 22 replies
The terms are usually more flexible than hard money, and you can negotiate interest-only payments until the flip sells.Business Credit for Real Estate – A lot of investors use no doc 0% interest business credit to cover down payments, materials, and labor costs instead of tying up personal cash or taking on a loan and you .
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2018944/small_1736641664-avatar-roberto212.jpg?twic=v1/output=image&v=2)
14 February 2025 | 6 replies
If you're just starting out, house hacking a duplex or SFH with an ADU can be a great way to reduce living expenses while building equity.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3182559/small_1739394292-avatar-jordanb659.jpg?twic=v1/output=image&v=2)
16 February 2025 | 4 replies
You could house hack by purchasing a small multifamily with an FHA or conventional loan, reducing your living expenses while building equity.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3152365/small_1733157704-avatar-jerryh189.jpg?twic=v1/output=image&v=2)
3 February 2025 | 8 replies
Reducing risk requires at least some time spent in research and involvement in a deal.There are many other things you learn along the way as well.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/350031/small_1692318939-avatar-nateshields.jpg?twic=v1/output=image&v=2)
13 February 2025 | 9 replies
When I got into real estate, I didn’t realize the power of reducing my biggest expense—housing—while building equity.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2948901/small_1708059040-avatar-meets9.jpg?twic=v1/output=image&v=2)
12 February 2025 | 4 replies
If you choose the right company it'll drastically reduce your risk of maintenace coming up in the first 5 years and also help your yield.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3175302/small_1738772245-avatar-daveg171.jpg?twic=v1/output=image&v=2)
7 February 2025 | 0 replies
With the right tax strategy, you can maximize deductions and reduce liabilities, while having the right insurance and reserves in place will protect you from unexpected costs.By Implementing a quarterly financial review to assess performance and make adjustments to avoid cash shortfalls.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1264742/small_1626220804-avatar-jordann30.jpg?twic=v1/output=image&v=2)
5 February 2025 | 0 replies
Completely eliminated noise complaints from the lower level and reduced utility costs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3174761/small_1738054471-avatar-jeffreyb362.jpg?twic=v1/output=image&v=2)
10 February 2025 | 2 replies
If you're lucky enough to get a free and clear property where the seller is willing to finance, this reduces much of the risk associated with seller-finance.I would make sure the title is then moved over to your name, especially since there is not a risk of a due-on-sale clause being triggered.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3174413/small_1738493887-avatar-chadc334.jpg?twic=v1/output=image&v=2)
6 February 2025 | 16 replies
Assuming you go the HELOC route, another option to reduce your costs assuming you have decent credit is to look at credit card balance transfer promotions.Back in 2003-2004 I had HELOCs on my investment properties and interest rates were increasing.