IDEALLY, we would like to find a property that has or is capable of being converted into a “mother in law”, “ADU”, “Casita”, or any other separate living quarters in which we could rent out the main portion to a tenant (short term or long term) and then use the separate space as our own for when we come and go with business.

Our house down there is the same way, with a metal roof, open air, then a concrete floor or roof above our 2nd floor living quarters. 

My list was rankings by dollar amount and number closed Nationwide for past four quarters for NON QM lenders that do DSCR.

STR standard depreciation is 39 years @Andy Lanyi@Jonathan Cooper even if you take Bonus Depreciation as @Basit Siddiqi highlighted the remainder 40% will be prorated using the Half-year convention or Mid-quarter convention used in line with what you read in IRS Pub 946 

I literally don't expect to speak to my tenants more than once a quarter. 

Been with them 8 years, they've never missed a payment and they give detailed quarterly status reports. 

With enough properties, the savings could justify quarterly visits for inspections and lump-sum repairs.Best of luck and I really hope things work out for you. 

These  are long, long term investments not no fly by night ETF with liquidity or a REIT with quarterly liquidity.

Here are the terms:12-month term17% Interest (Annual)Quarterly interest paymentsSecured by equity (not real estate-based)$250k minimum investmentFirst-come basisFeel free to book a short 10-15-minute call if you're interested in learning more.Marco SantarelliPartner, Money Is MastermindHere is their marketing email about the original fund I am still receiving:In today’s volatile market, I want to discuss inflation and some ways you can beat inflation to help you grow your wealth and boost your passive income with a focus on our investment fund, Norada Capital Management.

I include a quarterly HVAC inspection clause in my lease.