Current HELOC rates are typically 8-10% depending on your credit and lender, though some banks offer promotional rates.

Look at what high interest credit cards you can get rid of, pay down, or move to zero interest promotion cards for say 15 months etc.

Reason being is that it allows you to invest in other products other than they offer, so that's why they don't promote these . 

I can't speak for all but every PMc I have seen promoting some really low Tenant Placement fee, also has the rainbow of tie-in revenues, namely maintenance.

Lee Arnold I don't know personally however my opinion on his system promoting private lending remains the same..

I also will have a big promotion at work coming up that I will need to prepare for. 

It's technically avoidant of advertising or self-promotion, but it always is blatant self-promotion opportunity.

I'm doing a lot of promotion in the Miami area of my listings so I'm compiling a list of buyers.

Then you can avoid the self promotion issue. 

From there, adding discipline will get you to where you want.Instead what you're doing is advertising you have money, no knowledge and are going to have the average BP RE agent(bottom of the barrel quality) come here to promote their services with no regard.