They're expensive, but I know several people who have gone thru each program and become what I think are successful investors, moreso than other programs. 

This way they can take advantage of programs they have access to but have little knowledge of (for the largest purchase of their life). 

[AI programs, actually called Large Language Modules, can give you false responses.

Obviously rates may differ than the rate sheet being advertised but just looking it appears the home equity and home equity loans are going to be more than a second mortgage or even a cash out refinance.

I also have hosted an international student with a program that pays.

There appears to be no shortage of these on the market, so if I can meet these criterion over and over again, what do you guys do to narrow down the field and find the BEST deal possible?

Don't waste your time looking, there isn't such a program.

Off-market and direct-to-seller appear the best avenue toward decent margins.Pricing & ARVs: Home values in many areas are holding their own, but buyers are getting pickier.

Hey Justin: Freddie Mac's SBL program doesn't allow subordinate debt (IE - seller carry financing is not allowed behind Freddie SBL 1st lien financing).

They respond quickly, and appear to listen to your concerns.