I'd like to share the excel file but I'm having trouble navigating FilePlace to upload it.Appreciation vs. cash flow, I’d prefer a balanced market that offers some appreciation potential.

The investors who prefer to lend privately rather than hold equity positions would receive promissory note tied to an individual property that their contribution is tied to?

My preference would have been for AB1482 to have specified how long the unit must be off market (example 12 months), but it does not.If the units need rehab and you are planning on rehabbing the unit, this would be better rationale unless you truly plan to keep the units off market for an extended period of time. 

Learning that I prefer money invested in real estate over money sitting in the bank... don't we all?!

I love that you have found passion in REI and have laid down a path to success with your three approaches.Of the 3 activities you are in, do you prefer one over the others? 

Once you have the desired amount of business credit for the downpayment and have activated the cards, upload the card(s) that you'll be using to Plastiq, ( preferably Visa for real estate from what I'm told ).

The idea is that if one property faces a lawsuit or liability issue, only the cash flow from that single property is at risk, leaving the rest of your portfolio intact.As your portfolio grows, you might find it more practical to group several properties under one LLC, depending on your financial stability and risk preferences.

I was wondering if there are any investors here that already have a portfolio in Memphis that might be looking to add a property.I'm working with Crestcore and I like them but I've realized I prefer local investing.

Look, if you need to pay someone $5K to tell you to save money and invest it instead of spending it on throw away toys, then so be it.  

Personally I prefer single family homes around that median price because that's where the most demand will be not only for owner occupants but renters as well.