They already lost some major players due to the state capping rates https://www.foxbusiness.com/lifestyle/california-insurance-c... will all insurance companies stop coverage, raise rates or reduce what they cover?

My firm integrated the services together and our clients have loved the one stop shopping for all RE accounting, tax, asset protection and entity work. 

Also make sure you protect yourself with the correct contract documents. https://www.myfloridalicense.com/wl11.asp

Want to understand more about tax issues, liability, and asset protection regarding investing in real estate.

I have looked for examples of landlords that were protected by their LLC and always come up empty handed.

If I was the buyer's broker, I would have checked myself to protect my client.If they had, then they would have found out it was not a three family.

No offense, but telling people "that's not a good way to do it" and nothing more seems like a little league coach who tells his players "you're doing it wrong" but then doesn't give instruction of how to do it better.

My view is there is more protection on a wrap than a sub to and with the right disclosures and underwriting can be an alternative option. 

Lenders desperately need/want business especially in this interest rate environment (right now, the main source of mortgage loan business in Florida is rehab financing as a result of the hurricane damages) and one way the big players differentiate themselves is by streamlining the process.

FL seems to have reigned in HOAs recently, so who knows what they are allowed to do.I know that in CA, an HOA can ban smoking in units because smoking is not a protected class and the HOA has an interest in the safety & health of the building.