As far as when, when you are ready, but if you feel held back identify is it the narrative about real estate or your means holding you back.

Quote from @Stuart Udis: I am tired of reading about real estate investors seeking advice on where they should incorporate or how they should structure their entities for anonymity.

Incorporating a value add strategy to your house hack has the potential to move you quickly from one property to the next.    

My greatest pain point is not that the deals failed, although that certainly adds salt to the wounds, it's the poor communication, false narratives, chasing (almost begging) for updates, lack of full disclosure, the smoke and mirrors, etc.

If not feasible, consider increasing rent, reducing purchase price, incorporating future benefits, or targeting multifamily properties.

Even if you do find a lender that will use the appraisal that incorporates the ADU just know that the value will either help with getting a larger Heloc or it might not do much to help your case.

I was able to incorporate wholesaling, HML, flipping, acquisition fees, and refinancing to scale from the 25 unit to 92 unit mark.

We both have a long track record in corporate America,We each put 50k into this business, got a corporate CC and LOC for a combined total of 28k and went to work.  

And time freedom still incorporates working.

THere is no template, most would probably use chatgpt but also be careful to not incorporate any contract terms etc.