Those are usually not local hard money lenders.

I do SMS, cold call, mail, online, wholesalers, etc.

  ( keep buyers from wasting money on DD i suspect)3.

If they are available online or in person.

Often times you will pay much more in taxes than if you pulled the money out, paid the taxes and penalty and then started investing in real estate.For example, with the financing you mentioned, the IRA must pay taxes on the portion of the profit earned by financing. 

Quote from @Zach Howard: Quote from @Jonathan Greene: If you are looking at properties in the US only on Zillow, and not seeing them in person (I know you are in Hong Kong), this is just an effort in futility because you can't underwrite single-family or small multifamily deals only online.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

I fund their deals 100% they make money I charge nothing up front I only make money when they make money we get paid the same day off of the HUDs..

I suspect PML terms and money will get tighter - at least for a while.

That way my money can keep working for me and I have the peace of mind that I have cash available if necessary.