I hadn't thought about giving out promo items......A calendar is a good one since they may keep it all year long.

If you have a promo code that I can use, that would be nice.

I got it last year on a promo offered at BOA. 

Merchants Bank MN See Pavel UshakovMountain America Credit Union in Utah, Idaho, Montana, Nevada, Arizona, New Mexico. 85% LTV, promo rate of 1.99%.

Once the 0% promo is about to end, transfer them back to A, B, C again (if theres a BT offer available).Ive bounced around as much as 35K credit card debt around from card to card for years now and I have the means to pay it off but the money is so cheap so Im just letting it roll.

Am I remembering this correctly, and if so, what was the promo code for the offer?

I’m a video editor by day - working primarily in advertising & marketing, with some dabbling in TV promos and movie trailers.

There are a ton of websites with info, but here is a quick comparison of some of the cards with good promos right now. 21 months of 0% interest should get you to a really good place if you are pumping as much cash into that balance as you can.

This card had a promo of 12 interest free, so I took an opportunity of this and will later cashout refinance.

Absent a promo from a bank, your interest rate should be as high or higher than the best bank/CU rates, and one can argue that the US Treasury will be the last of all banks to go under, if that’s a concern of yours.