They don’t charge anything for these extra accounts, my tenants pay directly into those accounts.

For a good tenant that has paid on time and was keeping the place in good clean condition I probably would have just eaten the charge.

There is usually extra charges on closing to pay for that service… but it is minimal.All the best!

DSCR or Fannie/Freddie loans can go up to 75% on single family homes, multi family homes (2-4 unit) max at 70% if you stick with Fannie/Freddie.Other things to consider would be:Paying points for a lower rate vs higher rate with no pointsIf going DSCR - Prepayment penalty term (0-5 years)The lower the loan size ($200-250k and lower), you should consider paying up to 2 points and doing a 5 year prepayment penalty if going DSCR.

Then they'll charge an additional $2,400 for filing tax returns. 

Charge a fee for the ESA.

For an extra charge, the cleaners may be willing to do with laundry at their home, although I did this once and had mixed results.

Their charges for repairs have gone up the roof and they are not competitive at all.

And your simply charging points and keeping the points and then a service fee. ( interest rate delta). 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.