Life skills and mindset.

Could you expand upon "leverage the start of your entire life"? 

It has been my life's mission to build my own duplex, house hack it & use it to catalyze the BRRR cycle.As I get closer to breaking ground on the project, I'm still not 100% confident in it's feasibility due to the costs of land & construction considering it is mandatory to secure an appraisal 20% above build & land cost. 

We put together a purchase price, interest rate, insurance cost, and property taxes. 

My name is Adam King, and I am an avid real estate investor and life long San Diegan!

FYI - licensing and insurance are two DIFFERENT things!

The increased cash flow would make such a substantial difference in your daily life that not paying it off would be foolish.Outside of that, I can't see many reasons I would take a 15% tax hit to save 4% on a mortgage, which is really only effectively about 3-3.5% depending on your tax bracket.

Listing sites like Airbnb and Furnished Finder, and B2B relationships for referrals, insurance, and corporate bookings.

I actually like them because the homeowners' association (HOA) usually covers most of the insurance, and there is very little maintenance required.

It's even worse for landlords "The company is also asking for rate hikes of 38% for rental dwellings and 15% for tenants, with the rates taking effect May 1."