. =)Some internet search yielded the following formula to estimate tax:For a house that I purchase at $800k.

New construction properties can qualify for significant insurance discounts, but otherwise, I generally expect insurance in this area to run a little over 1% of the property’s value if it’s in decent condition.Feel free to DM me if you’d like a good insurance contact to shop around for a better rate.

Every investor has a different approach, but I personally buy my rentals the same way I buy my flips..at a deep discount using hard/private money, then refinance with a rate-and-term loan to secure a lowest interest rate.Ultimately, it comes down to your goals, risk tolerance, and ability to find value-add opportunities.

Airbnb types are seeking cheap and deeply discounted.

Here are some thoughts.How big of a discount did you get on your purchase price?

The other is prices have risen so much with an associated increase in rents that the prop 13 discount is large.- Accelerated depreciation is not available on an OO. 

Military Base housing allowance- Tax free housing, you can use for buying a house. 

We are only selling completed homes with our own in house financing currently at 3.75%, a huge discount from most bank rates.We are a long time property provider for some of the bigger podcasters: Real Estate Guys Radio, Marco Santorelli (Norada), Kathy Fetke (RWN) Jason Hartman ( Empowerd Investor) GRE (Keith Weinhold), Whitecoat Investor Group and more We also work with American Homes for Rent, Invitation Homes, Crescent, Haven Realty (JP Morgan) to name a few on the institutional side We are partially owned as of 2022 by Sumitomom Forestry, which means we have no bank debt and self fund all our building projects.

You would have to furnish the home and pay for WiFi/internet. 

If you are shopping based on rates and fees, these answers should provide you the detail needed to make an informed decision.