For example, you can't sell to or buy from "disqualified individuals" including yourself, certain family members, etc.

An exception os if the owner of record is an individual and places the property in a trust that operates as a pass through entity,  the sale or transfer of said trust is a violation of the due on sale clause. ”The Garn-St Germain Act is a federal law that allows lenders to enter into or enforce contracts, including mortgage agreements, which have due-on-sale clauses even if a state’s constitution or laws, including their judicial decisions, prohibit such clauses.

A lot depends on an individuals motivation, dedication, learning capacity, decision making capacity, analytical ability, time available, support system, mental state, and yes, luck. 

They make this up by earning tens to hundreds of percent on the remainder and can do quite well.Though some funds do it, it's a rare individual I know who invests in both types of notes.

This is going to be a very individual scenario, but most likely it isn't worthwhile.

These events provide chances to gain insights, from professionals, in the field and connect with individuals who share interests.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

However, here are a few strategies to explore:Local Real Estate Investor Networks – Join local REI groups, meetups, or Facebook groups where private lenders may be open to funding primary residences under the right terms.Seller Financing – If the seller is open to it, you could negotiate a seller-financed deal where they act as the lender.Community Banks & Credit Unions – Smaller local banks may offer portfolio loans with flexible terms.Wealthy Individuals / Family Offices – High-net-worth individuals sometimes fund private deals, especially if they see strong equity and repayment potential.IRA or Self-Directed Retirement Accounts – Some investors lend money from their self-directed IRAs for real estate transactions.Since you’re willing to pay higher interest for a short-term solution, a contract for deed (land contract) might also be an option, where the seller keeps the title until you pay it off or refinance.Would you like me to connect you with any potential private lenders?

You should always pick a CPA who a) you are are comfortable with and b) who can best advise you according to your individual needs.

.✔ Networking: Target high-net-worth individuals (HNWI), real estate groups, and doctors/lawyers/tech professionals looking for passive cash flow.3.