You don't have an income.

Are these good sources?

Go with any of the above sources.

$1 lent for $10 of income? 

Meet ups could be a good source too since you’re in a big market. 

I start with the location info, growth, median household income, all the vestmap.com DISCERN metrics.

There are several different types of income in the US tax code.Two main types are “active income” and “passive income".Active income is money you earn from working, such as wages from a W-2 job or income from running a business.Passive income is money you earn from investments like real estate, stocks, or rental income from your RE portfolio where you earn $ without actively working.Normally, you can't use passive losses (like losses from real estate investments) to offset active income like your salary from a W-2 job.That is unless you are an RE Pro.The reality is, that Real Estate Pro status is just a filing status similar to filing married or jointly.And if you are a real estate professional you CAN use passive real estate losses to offset active income from other sources.To qualify as an RE Pro you must:1.

Do you have a source we can see?

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.

Quote from @Raghavendra Jakkani: The tenant should provide proof of income that doesn't require detective work.