Ideally want to break even or cash flow with the 3 tenants.

This option is ideal for penalty-free investment but comes with added complexity and strict IRS rules.Alternatively, a 60-Day Rollover allows you to withdraw funds and redeposit them into an IRA within 60 days to avoid penalties, though it carries the risk of missing the deadline.

Ideally I’d like to get to $10,000-$15,000.

A net listing is a type of real estate listing agreement where the seller specifies a minimum price they would like to receive from the sale, and any amount over that price is considered the real estate agent's commission. 

Value add, so BRRRR type of model. 

What type of properties are you looking to acquire to scale your portfolio?

Does the EU have similar types of benefits? 

Home 1 is ideal for a fix-and-flip loan to fund the remaining $90K, which I can help you evaluate options.

First, define your goals know your target cash flow, ideal property type, and budget.

So I get that "lag" almost every time, plus I deal with our corporate bank... so they always have that lag.