Companies like this make our whole industry look like used car dealers.

Phishing is the number one attack vector and is successful because humans have emotions and can be manipulated.

The bank will sell notes to other banks, mortgage companies, dealers and those who hold the proper license in a mortgage industry activity, just not to Joe.

You would want to look at the Texas Health and Human Services Commission website.

When you ask a simple, direct, human questions of "hows it going", it's definatively disarming. 

OK then there is an @$$ for every seat as the car dealers say.. good luck with it..

If there were a tech solution that solved the security problem or a human solution (licensees whose sole job was to open doors), that would be a positive, time-saving innovation.Again, for the many'th time, your referencing EXISTING things/business's as-if your planning to "invent" what already exists....... https://showami.com/ 

These I think are considered rookie mistakes, but I'm all about finding ways to reduce risks from human error.Has anyone else considered technological solutions to help the due diligence process?

Bc entropy sets in and as humans we all have a tendency to become lax with time.  

It covers a basic human need (shelter).