For example, I recently made a loan to a house flipper, partnering with my self-directed 401(k) and Health Savings Account (HSA).

It’s been a pain going there every day for the past 4 weeks and looking ahead to have to keep going there every day for the next 4 weeks.

To remedy that, the carpets should be ripped up and sealant applied to the subfloor, at minimum.There are also tiles in the smaller upstairs bathroom that are lifting up and creating a safety hazard; putting a rug on top is not a sufficient solution.The house is in a condition that materially interferes with the health of household members.

I sat out the boom bust since 2008 and focused on returning to full health after a spine injury.

While it pains me to say it, I think that if you are patient, and watch that market over the next 12-18 months, you will find yourself in one of the greatest buying opportunities in America. 

Thanks Jeremy.I'm going to leave my w-2 job and focus on my health and shaking off the burnout I've been feeling. 

I've always found inventory rates (and how they've moved over time ie previous 1-2 years) to be the starting point for where a market's health is at.

As well as they expect free health care . 

Then you are in control of that money.Dealing with an insurance came is never easy, and sometimes it can be downright a pain.  

You 3-year stepdown will be a little painful, but, it could be worth it if the funds are needed.