The total capital gains tax of $172,500 at 15% would be roughly $25,875.  

If you divide that amount into the capital gains tax savings, you'll get a number of months you'll have to own your current home to make the interest savings exceed the capital gains savings.

Some properties actually lose money each month but gain value through appreciation.

and am eager to connect with experienced investors to gain practical insights.What I’m Looking For:Advice on identifying cash-flowing properties and understanding market trends in Lynchburg or similar areas.Recommendations for a local real estate agent or property manager with experience working with investors.Insights on how to balance active and passive investing as I grow my portfolio.I’m grateful to be part of such an inspiring and knowledgeable community.

You have the ability to sell while limiting your capital gains tax because you lived in 2 of the last 5 years. 

I've got something to gain.

Kowal I sold a bunch of index funds in January 2025 and will have a six figure capital gain.

I assume the first house hasn’t appreciate much if at all and that’s why you didn’t sell it and take the tax free gain that could take 10+ years to overcome as a rental?

I met an investor broker and am considering becoming an RE agent to gain experience and surround myself with the network and environment of real estate investors. 

You will gain experience with each project so don't let set backs discourage you but always try and learn from any mistakes.