We have 40k in cash and 100k equity in our current residence, but we don’t want a larger house payment than what we have already.

One way to scale is to build equity and use it to leverage the next property.

All of our properties we have had for 5-10 years, so lots of equity.

I create a simple spreadsheet and compare my CoC return and Return on Equity (ROE).

@Leslie Beiai think offering equity when what you seem to need is just a loan doesn't make sense.  

Below, I outline several incidents that demonstrate the importance of vigilance in this industry.Incident 1: Noble Capital LoansNoble Capital Loans presented itself as a Georgia-based corporation with favorable loan terms.

Leveraging your equity through a HELOC or cash-out refinance can be a smart move, but it depends on your risk tolerance and goals.

I only wanted to clarify that almost everyone who mentions their equity means “cash after paying off their loan”, not their gain.

Some have more than $1 million in equity, while others have less.4.

My goal is to leverage that equity for additional income.