The drawback is you need to build trust and relationships upfront.Both have their place, but private money tends to offer more flexibility, while hard money is more structured and accessible if you lack personal connections.

Partnering with others can help you scale your business and access greater resources.

I was drawn to the accessibility of their projects without needing to be a FUND, along with the extra benefits that come from their large-scale output.As an investor, my priorities are finding good deals, investing in landlord-friendly markets, and transitioning to new construction properties.

To get access to the maximum amount of equity, I would recommend Tower Credit Union.

When you can access the opportunities first, you can qualify the lead first, analyse and find the best deals first, reach out and build rapport first , offer your solution first (rather than having your offer thrown on a pile of others the individual has already been given) and so on.

Happy to connect and help out any way i can and would love access to any deals you have!

Areas like Logan Square, Lincoln Park, and Pilsen attract renters due to their trendy amenities and access to public transit.

But if you had access to 100% financing for a fix/flip, would you be at "that point"?

And, perhaps most importantly, make sure you have access to flexible financing options that can help you adapt to new market conditions.

For instance, you could look into refinancing the property to access some of its equity while still maintaining ownership and cash flow.