But they easily refunded all of my money without the slightest hassle. 

What I was trying to say in my response is the units will be easily move in ready on delivery of the property. 

Or maybe they do now since the last time I used it.It’s an excellent solution for smaller portfolios because you can easily spot discrepancies.

It could EASILY be outlawed the next day with no grandfathering.

I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!

If they are professional, they can explain this quickly and easily.

If it was easy to take $1k and turn it into $10k easily with minimal work and sacrifice like the guru's say, then we would be the richest country in the world.  

You can EASILY pass several million to your heirs tax free and avoid at least a $1M in taxes if you spend anywhere near 20 years investing in real estate. 

If they are professional, they can explain this quickly and easily.

You can easily calculate the price you would pay without the exemption by looking at the gross tax bill that was just run for 2024.