Please - do this today: Send her a Notice To Quit for Non-Payment of Rent; you will need to send this to her via USPS with proof of delivery required so you can use it in any legal proceeding.

I would recommend that they invest in an inexpensive 'white noise' machine to help muffle the sound but that no property is completely sound proof and the upstairs tenants are well-aware of their concerns and are respectful.Always 'entertaining,' huh?

now in this case which is not as nefarious.. they just need to pay the bill.. get proof it was paid and get a lien release signed by the people your paying then show said lein release to title company and then a satisfaction of lien will be recorded that will clean up the title.

@Jaycee Greene  they require a non refundable deposit and give 48hrs to see proof of funds 

As long as you're living in it as your primary residence and can provide proof of that, you can continue with Owner Occ tax rate.

I work with a lot of househackers and they're typically on the 12 month cycle, rinse and repeat.While the proposition of acquiring an investment property outside of your market in a "landlord friendly" state may sound appealing, i would recommend you stay local for now and househack another couple of properties over the next few years until you've got some more time / experience under your belt.you would need a management company to cover your property that is outside of your market which would not only take 8-10% of your gross it would also leave you a bit vulnerable to a property management company that you A.)know nothing about and B.)you won't have the experience or cashflow or proximity to deal with any headaches that may arise.i would recommend staying local and househacking your way along for now and then maybe hire a local property management company initially to work with your current/local properties to get a taste of what to expect if and when you begin investing outside of your market.

@Adriana Medina The burden of proof is not on you and time is not on your side. 

We would certainly want to have our basic needs covered, and the occasional emergency, and be inflation proof.

If your reading some "How To" that came out between '2010' and '2020', that's some good fire starter, and that's about it's value in this market cycle and odd's are the market cycle of the next decade or two. 

They'd also probably be more aware of how much water, gas, or electric they are using when they have to pay the bill after each cycle.