I absolutely agree with manually checking the competitions pricing.

Can anyone recommend a bank in Texas that will allow me to setup separate checking accounts for each Series of my LLC? 

That's it, but a) print out a page for each property you think is comparable, b) make the list of repairs long and inclusive of everything you've done. c) Put larger items first like kitchen remodel......and don't just say 'kitchen remodel', list things like 'custom backsplash tile/Bosch appliances/recessed can lighting/pot filler/etc. d) Cite the price/value of the work done, and don't be afraid to be generous.

I'm not sure if that applies to business accounts, which I will check with them.

Mountains and skiing, yup we got that too. beaches, check, but sure it's not ocean and no not the same but it's fishing, it's a beach.

Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance. 

I definitely need to check out local real estate networking groups.  

I was an electrician for over 20 years with my last electrical job being shop foreman for a custom electrical control panel shop and UL 508 specialist.

Private lenders often offer more creative solutions, like interest-only payments or custom timelines, which can be a game-changer if you’re working on a unique project.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.