There is NO SUCH THING as an Investment (other than a Zero Coupon Bond) that pays out EXACTLY the SAME Cash Flow EVERY SINGLE YEAR.

Your time could be much better spent educating yourself and developing relationships with individuals in real estate, VS clipping coupons for three hours on a Sunday to save 40$.

------------December 31, 2018 - I signed up to get “pre-qualified” by F&G via Clayton Morris’ website, Morris Invest, so that I could get a $500 off coupon.

@Ben LeybovichAs others have said, it might help to go straight to  whirlpool, fridgeair and ask for a discount with no middlemanOR get yourself a nice alliant 3% cashback credit card/lowes 5% card and then buy one of those Lowes 10% off coupons on ebay and bam that's a a couple hundred in savings per set right there

If you choose Lowe's find one of their 10% off coupons, it can be applied to flooring.

My investors are happy to get an 8% coupon and an average annualized return of 13-16% upon refi or disposition.Am I being too greedy?

Just make sure they are state approved and that you have looked for coupons, discounts, etc. 

Reference the Millionaire Next Door, my take from that book was not to have to live like a hermit and cut coupons until you become rich at 65.

There is always something on clearance, and then stack on the 10-20% off coupons that you can find online or through eBay.

Not being a crazy couponer or going too extreme where you waste valuable time and don't focus on the big picture, but just make everyday decisions that add up over time.