Now to provide extra comfort and convenience to our buyers (who are mostly out of state) we agree to help them out by getting them set up with local property management that we work with closely as well as assisting management market the property for rent to place tenants.

It is very much case-by-case and requires understanding of the current tax regime for personal itemized deductions, as well as gambling on the proposed changes to this regime by the next administration.

I understand being in high cost market and it being difficult to buy but the "cash flow on paper" inexpensive markets is a gamble.

This is my gamble.

And: "The HELOC is just a tool that makes it convenient to keep all your extra money going toward the mortgage"!

I've tried multiple times e-mailing and calling Delta, who have now conveniently started to forward all incoming calls to voicemail. 

These are very risk gambles that should only be attempted with money you don't really care about.  

It is very much case-by-case and requires understanding of the current regime for personal itemized deductions, as well as gambling on the proposed changes to this regime by the current administration.

That just happens to be a convenient example. just curious when you lock into a longer term return and banking on a certain cost of capital if your rates rise thats a bummer. this is whats happening to many who have guidance lines from banks or construction loans all of those are tied to prime.

My contractors have always gone to there choice of hardware stores, placed the order and I've paid for the order in full and had it delivered to the job site for them, that way no out of pocket expense for them and conveniently at the job sites...