Nor took any action against 2 Trillion induced losses during GFC, by any banker or rating agency etc, but suppose it can't hurt to get some of your frustration out by filing a complaint, and the RADD managers may be dumb enough to give you back some of your money, as they purported to in 1 review (probably a lie).If I were in RADDs shoes today, I would have 2 choices, file bankruptcy and disperse assets after paying all liabilities, probably <50 cents on the dollar for investors, or do what they are doing, which is to go to church every day and pray for lower rates and tell the investors to go pound Sand. 

To have enough discretionary funds to be able to invest at this level means that even if a deal goes completely down the drain, I can still feed my family, tithe to my church, pay my bills, and try again later.I do appreciate the probing nature of your questions!

I purchased a 9-unit apartment complex in 2020 (closed on it in February weeks before Covid hit and everything shut down).

However if you buy in a neighborhood where people do care or all  your tenants have cars, you may get shut down quickly. 

There are so many rentals in the area, probably on shared wells, so those people have either decided the STR use is okay or they are comfortable risking it.My intuition is that any actual disagreement over water usage could be handled with the other owner; but the risk would be if the other owner just doesn't like the STR and wants to use the well agreement as a reason to demand it be shut down.Any advice would be greatly appreciated!

So, if you're looking to email your investor clients to try and raise funds, I'll have to warn you that it could very easily get your account shut down almost instantly with Mailchimp. 

I was crushed at the end that I could not join, also asked my parents for help, only to be shut down that it is a scam, do not sign up, saying that I can do this alone.

I did consider it for a minute - to sell our house and buy something maybe in Texas, so we can get a comparable home but pocket some money.. but my wife shut it down, and I understand why.

Don't buy the song and dance "our word is our bond" or "we're deacons of our church". 

It is near 2 schools and a church, which look nice.