Local references are invaluable because those lenders have proven themselves in your market.Work with Reputable Companies: Some well-known DSCR lenders with a solid reputation include Lima One Capital, LendingOne, Kiavi, RCN Capital, Visio Lending, and Easy Street Capital.

So, coming up with more capital to invest in another property requires some creative thinking.

If so, they can sell within 2 years and not pay capital gains taxes on the sell of the home.They could take that money and buy multiple rental homes in other areas if they wanted, or use the money to downsize in to a different home while still having money left over.

Both these 2 are not easy to do, and typically take expertise, experience and or capital.  

This defers capital gains and depreciation recapture taxes on the sale of your fourplex.After converting it into your primary residence, you may qualify for the primary residence capital gains exclusion ($250K single/$500K married), but only for appreciation after the conversion; gains from the rental period remain taxable.

Is it better to sell, pay off mortgage and capital gains and take the cash to invest in another property or is it better to refi/ETO and take the cash to invest in another property?

Hi all - I've been in the CRE and SFR investment space for 25+ years primarily investing institutional capital.  

Taxes: Be aware of potential transfer or capital gains taxes, depending on your state.4.

I am very interested in hearing more about your experience with self storage syndications and Cedar Creek Capital.

No but keep track of those repairs as it will add to your cost basis when you go to sell it and have to pay capital gains.