Jason Hatfield
Buying a house at auction
15 January 2025 | 8 replies
What is the best way to show cash in hand in order to buy it when you don't have the cash and need to borrow the funds?
Zach Howard
Class C: Personal loan for 200k, should I use it for multiple down payments, or...?
9 January 2025 | 44 replies
what you're proposing is, again, borrowing 100%.
John Friendas
Cheapest Funding for No Electric Property
10 January 2025 | 4 replies
It depends. all you talked about was the property but financing is more about the borrower, their experience, their credit, the cash available etc.
Melanie Baldridge
A post on recapture.
21 January 2025 | 2 replies
Borrow the money interest free and compound on.
Arun Philip
2025: How to tap into OPM
5 January 2025 | 5 replies
I don't have much cash to put down for a property and don't have anyone to rely on to borrow capital.
Deanna B.
Is Real Estate a Better Bet Than Treasuries in 2025?
24 January 2025 | 2 replies
If enacted, these changes would bolster real estate valuations and enhance returns for investors.How Real Estate Outperforms Under Different ScenariosIf Interest Rates Rise (Higher Inflation):Treasuries: Medium- to long-term bonds lose value, potentially resulting in negative returns.Real Estate: Higher inflation leads to rent growth, boosting net operating income (NOI) and offsetting the impact of higher borrowing costs.If Interest Rates Fall (Cooling Economy):Treasuries: Bonds appreciate in value, improving returns.Real Estate: Lower rates drive cap rate compression, significantly increasing property valuations and returns for investors.Conclusion: Asymmetric Risk-Reward in Real EstateWhile Treasuries offer a safe haven, they also come with limited upside and potential interest rate risks for medium- to long-term maturities.
Alex Hileman
DSCR Lenders for Under $100k Purchase
6 January 2025 | 5 replies
Quote from @Brandon Croucier: The loans are available but nobody wants to do them.There always seems to be something wrong with the properties, as lenders we just can't make enough $ for our time.9/10 Borrowers also complain about the "excessive fees" for the loan amount.If you are okay with paying 8k in closing costs then the loan is available.
Michael Klinger
Ideas on $25K loan for multi-family working captial?
6 January 2025 | 11 replies
Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.
Kyle Carter
Forclosed housing informational - personal experiences
15 January 2025 | 5 replies
House gets foreclosed on when a borrower is not paying its debt obligations - typically its mortgage.buying foreclosures is not for the faint of heart as you have no idea of the interior of these properties lastly while it can be beneficial also realize if there are a lot in an area those homes are the new comps when trying to sell so it lowers home values in an area
Don Konipol
What Does it Take to Achieve the Dream of Full Time Real Estate Investor?
20 January 2025 | 1 reply
The ability to borrow the right kind of money at the right time.