I did a rebuttal on a few 1007's and had them adjusted. 

as a result I switched to a new company, and I will have to adjust it again to a landlord policy that comes with a slightly higher price tag when I move out. 

You’re taxed on the sales price less adjusted cost basis (basis less depreciation), not taxed on the proceeds from the sale.

If not, then the path of least resistance is to simply adjust your vision so it fits better into the lot, as-is. :) A zoning change can take up to 6 months, approval isn't guaranteed (despite Aldermanic support), and potentially cost a lot of money (architectural site / floor plans & dimensioned elevations, zoning attorney, holding costs, etc.) 

Sometimes a second inspection or negotiation can also help adjust the valuation. 

Good summary of what your market is looking for but as we all know, each market tends to have its "wish / want" items which differ from market to market.Flow is definitely a selling point but make adjustments come with a cost. 

It’s much easier to adjust the price downward than to raise it.The agent with the higher price likely has a stronger understanding of the local market and property values in that area.

Have an Insurance adjuster rep work for you in settling the claim with the insurer.E. 

Calculating these losses involves documenting the fair market value of the property before and after the disaster, adjusted for any insurance or other reimbursements.

Hi Aj, If you are brokering this yourself, I would ask for the lender's rate sheet and look at the loan level pricing adjustments.