HUD 223(f)'s take a long time to close (6-9 months, sometimes long), so they are not a product that you want to use to facilitate an acquisition (only use HUD 223f loans to refinance properties that you already own).

This week, two critical economic reports—the CPI inflation report (Tuesday, February 13) and Initial Jobless Claims (Thursday, February 15)—will provide new insights into whether the Fed will stay on its current path or begin signaling rate cuts.Real estate investors looking to finance new deals, refinance existing loans, or time their next acquisition should closely monitor how these reports shape market expectations for the Fed’s next move.Current Market ConditionsMortgage rates have remained stubbornly high due to persistent inflation and a strong labor market.

But in reality, holding on too tightly limits growth, causes burnout, and actually costs you money.Why Letting Go Helps Your Bottom Line✅ Frees Up Your Time – Instead of handling every single tenant issue, you can focus on strategy, acquisitions, and big-picture decisions.✅ Allows Specialists to Do Their Jobs – A leasing agent will lease faster than an investor juggling 10 different tasks.

Post the listing, Any local investor would be  able to tell you if you were fleeced in the acquisition, Birmingham is notorious for being different street to street. 500k houses one street over from 100k houses.

Make sure you know the value the ADU will add to the property before building the ADU. 2) the financing on an ADU is typically far worse than for initial investment property acquisition or is often not leveraged by the ADU (HELOC, cash out refi, etc).

I ended up maxing out the HELOC while I watched my rate climb to 11.5%.So lessons learned... at least for me personally I kind of got addicted to acquisitions.

Are you looking for suggestions about the townhouse you bought last year or for a future acquisition?

Lower acquisition costs than urban markets, steady demand from families and remote workers, and less competition than SFH-heavy suburbs.

I have over a decade of experience in strategy consulting and in real estate underwriting for new acquisitions and ground up developments.

Although I haven’t received an acceptance yet, I’ve been actively sending out LOIs to property owners.I’m aiming high with my first acquisition because I’ve heard many investors wish they had gone larger at the start.