If the payment is "advanced rent", the PM can only release the money as each month accrues.

But you still come out on top as your cash value continues to grow while you are paying the loan back - since the money doesn’t technically leave your account so it can accrue interest & dividends.

I've seen judges for the last 20 years throw out accrued late fees and deduct paid fees if deemed excessive and predatory.  

I told them and the title agent to take the 500 out of my fee as well as all the closing expenses, as well as our preferred costs accrued during this closing process.

If you're breaking even at 25%, this should provide positive monthly cash flow with less principal accruing interest.

Quote from @Adam Eckhoff: Hello Everyone,Hypothetically speaking, let's say you accrued an amount of $100,000 and you have the goal to invest in real estate.

I don't think the average couple with two kids can live off 5 rentals for the duration of their lives if they're 37 years old. 47 years old-50 years old with 7-8 rentals and two other streams of income later(401k, pension, IRAs, annuities, equities, etc.) and the kids already in college then maybe.People need to remember every 12-15 years, costs will slowly accrue to 40-50% more than today.

Basically the bill just gets stuck on the other homeowners account with interest accruing and at some point in time they try to sell or refinance the unit and it needs to be paid off. 

The amount the bank is claiming is listed in the filed paperwork along with how the interest accrues so you should be able to accurately track the payoff amount as time goes on. 

Our neighbor has no monthly payment on it or interest accrued