While cash flow is important (and still achievable here), asset appreciation is what truly accelerates wealth-building.Think of it like the stock market: billionaires don’t get rich from dividends (similar to cash flow); they grow their wealth through the appreciation of their holdings (similar to property value increases).

Can you avoid paying taxes by using some of the cash flow by prepaying/accelerating loan repayment?

If the note holder purchased the note at a discount he can accelerate his profits and increase his ROI by offering the borrower an incentive to pay off the note early, or to make e extra payments.  

Through depreciation, particularly accelerated depreciation and bonus depreciation, you can typically offset all rental income such that there is no taxable income from your rental . 

Having a good financial partner can accelerate your flipping business! 

With your goals in mind, here are some thoughts on each approach to help you decide what might work best for your situation:BRRRR Strategy: The BRRR (Buy, Rehab, Rent, Refinance, Repeat) method can accelerate portfolio growth, but it does require strong contractor connections and careful planning.

Real estate is a relationship-driven industry, and learning from others' experiences will accelerate your success.This combination of strategy, education, and action will help you grow your $80K into a thriving real estate portfolio while ensuring financial security for your family.HOPE this helps!

Were you able to cost segregate the house hack for accelerated depreciation?

It requires some work—you’ll be a landlord after all—but the financial rewards can be significant.If you’re willing to live near your tenants, take on property management tasks, and want to grow your investment portfolio, this strategy could be a game-changer for your financial future.Final ThoughtsHouse hacking with a multifamily property is more than just a way to save on housing costs—it’s a proven method to accelerate your real estate investing journey.

Purchase Another Investment Property and Utilize a Cost Segregation Study:When you reinvest in a new investment property, you can perform a cost segregation study to accelerate depreciation.