But many of our clients utilize our DSCR loans to purchase and re-finance long-term rentals (LTR) and we have to loan to an entity because it is a commercial loan per se, so that wouldn't be problem for us. 

In a place like SE Michigan, we are lucky in that prices are low enough that you can find deals in solid neighborhoods that easily return well.

They have a big presence in the SE.

So, refinances don't require "downpayments" per se.  

This scenario would require a zoning variance but plays out better in front of the ZBA as a pro se appeal well.

I was looking for something a bit different and I had always loved SE Asia ever since I was a young backpacker, so I decided to take the plunge and purchase my first 2 bed condo when I was 24.

It doesn't have to be a CPA per se, but I'd argue that a lot of the potential behind real estate investing boils down to what taxes you pay, what taxes you don't pay, and when in your life you pay them.

Zane,First off if you plan on going SE Self-employed and starting your own company you are going to need to wait (2) years to get a conventional loan.

You can add on a nationwide check but I do not believe this is a real check per se. 

A good broker can communicate between multiple lenders and often times has established relationships within the C-suite levels of multiple lenders that they can make calls on your behalf to "shake some trees" and get things processed not just in a timely manner, but in a manner that is on time based on what you are trying to do.Unfortunately it is not uncommon per se, but knowing where these hang-ups tend to happen and how to time everything based on lenders timelines and processes is where it can be helpful to have 'go to' lenders that you are familiar with, and they are familiar with you to help get things done.Good luck though, happy to help where/if I can.