You can look into switching to a local credit union or portfolio lender, as they tend to be more flexible with regional policies.

Which regions and what kind of investments do investors focus on in Detroit?

Go to small local/regional banks NOT national ones.

Regionality and competition greatly factors into the cost structure.

But seems tricky as none of the builders are willing to sell to investors in and around Columbus region ?

Hey y'all, I have approached a point where I have built up more confidence in performing my first house flip in the Charlotte metro region.

Geographic LocationDefine the regions or markets where you want to invest.

You might find a local credit union or community bank that will go to 95 -100%.At one point I called 2 different VA Regional Loan Centers regarding this section in the VA lenders handbook:Assumability - The second mortgage should not restrict theVeteran’s ability to sell the property any more thanthe VA first mortgage.

Currently operating in 10 different markets across the Mid-south and Southeastern regions and would love to connect with you on what your goals are. 

I realize there are Regional differences.