I learned from Dave, how to talk to potential investors, how to build rapport, how to answer questions and explain the company’s strategy and operations and the secondary mortgage industry.

Reqauest a refund from them verbally and in writing and  continue to follow up and  go up the  management  chain if needed . 

I have had houses that I love and want to continue to own.

It will likely still continue being a difficulty.You mentioned bills, are they credit card bills?

Realistically you would expect the house to continue to appreciate during that time as well... even if at 3.33% appreciation - that is another $50,000 in appreciation you would make in the 3 years - give or take.  

I’m hoping that once I do have enough saved I can buy the second property and continue house hacking.

Very solid market, been investing there over 10 yrs and the rents continue to climb! 

The recent earthquakes destroyed many multi-family complexes and will continue doing so.

Financial freedom isn't simply about replacing your current income, because inflation continuously drives up prices, making a fixed income insufficient to maintain your standard of living.

Kicker is I don't have to sell, I would simply be happy with not renting anymore and continuing to build equity.2-Correct purchase and renovate a 3-5 unit building.