In all the other states where this is legal there is no state or fed reporting or oversight.. thats the point..

Several ways to skin that cat  ;)    With the DSCR lender, you could close directly in your LLC and it would not report to credit.

I mostly apply for BTR, Business license, register and file annual report with the SOS.

Other than paying for an appraisal or BPO (and maybe a credit report), you should not pay a lender anything until your loan funds.

While your lease may indicate that the tenant pays, the biggest problem with this is that tenants will stop reporting issues for fear of paying.

Credit reporting is a no-brainer, and Baselane is excellent for releasing it!

HUDuser.org is great for vacancy rates, but cross-referencing with local market reports is important for more context.For job diversity and employers, LinkedIn or regional economic development websites often provide insights.

We completed our due diligence within 10days and once the report came back, we immediately requested our deposit back. 

Qualified Joint Venture reporting is not available in this situation.

Consumer reports even has a report about how they're better than all the $300+ toilets.