I've brokered over 300 DSCR loans.

Negotiate seller concessions, consider affordable markets, and focus on long-term equity growth through appreciation and loan paydown.

Never used a DSCR loan in the past and have always understood those rates to be higher by a point or two in most cases. 

The  own/landlord has not responded to inquiries or inquest for an application on real estate platform (e.g., Zillow, Hotpads).

@Rae Chris, finding a "0% down" loan is hard, if not impossible today, even with your first property as collateral.  

So I'm strongly considering adding a handful of these to my buy & hold portfolio.I understand that there's no "risk-free" method to acquiring these properties subto, but have any of you had success over the long-term acquiring properties with VA loans attached?

I'm a new real estate investor just looking to get more knowledge on how FHA loans work.

Several banks offer soft inquiry options, I'd try those out prior to risking the HP.

@Ben O'Neill I have a second, and for a short while a third loan on a property.

@Yents Ybrimovic If the 203k loan only requires 3.5% down and you can finance all the repairs in the loan - then what exactly is your friend contributing?