If this is a $100K property you may go from believing you have a healthy LTV ratio to being underwater in a matter of 2-3 months.

That's pretty healthy.

We specialize in joint venture transactions, collaborating with both seasoned and new investors.

For example, Ohio Real Title provides property lien search services across all 88 counties in Ohio, making it a convenient option for obtaining a thorough analysis before bidding on a property.Ohio Real Title is the company I use, and we have a joint venture with them.

Fannie Mae will allow you to transfer the deed to an LLC if you decide to try to go the conventional route, but the loan would still be in your names and you'll need to pay a title company a second time post-closing to do this  for you. 3) I can't speak for the area so no comment there4) If you're self managing, make sure you find vendors you can trust in the area since you won't be able to easily verify if an HVAC guy, plumber, etc. is trying to rip you off and tell you to buy something you don't actually need. 5) Make sure you have clear alignment of goals and a clear operating agreement that spells out what to do if those goals start to not align in the future since you'll be jointly obligated to these properties. 

I'm not rich, but I make a very healthy living and I'm around a 7 figure income.

Keep buying properties and borrow money against them, don't sell them.We walked away with as much as we paid for it giving us a healthy bank account to use for investing..

Set up a Joint account with the seller so you can make deposits to continue the automatic payments to the lender until you refinance the property.Thanks,Dustin

Her health is OK, but it's going to drop quickly if we don't find a way to get her active and lose some weight. 

The reality is you need to move off a few factors---fast solutions have slow problems, due diligence, have a healthy safety blanket reserve wise.